Active loans start on 1 July 2026 — borrower and investor spaces are limited.
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Lend To Me
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Launch · 1 July 2026252 borrower spaces left · 188 investor spaces left

Active loans start on 1 July 2026. Reserve early — borrower and investor spaces are capped during launch.

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How Lend To Me works

Borrowers post real requests. Lenders choose who to support. Each accepted offer becomes its own direct agreement.

Journey
For borrowers
  1. 1
    Start your free request
    Tell us how much you need, what it's for and what you can afford.
  2. 2
    Tell your story
    Add photos, a video, documents and a clear repayment explanation.
  3. 3
    See investor match
    We show how many investors are open to requests like yours.
  4. 4
    Add optional incentives
    Offer a thank-you perk, discount or customer benefit if relevant.
  5. 5
    Submit for review
    Verification and checks happen before requests go live.
  6. 6
    Go live before launch
    Approved requests can appear before 1 July 2026.
  7. 7
    Receive interest and offers
    Lenders can save, register interest or prepare funding offers.
  8. 8
    Accept the offers that work
    Each accepted lender offer creates its own direct agreement.
  9. 9
    Repay monthly
    Your dashboard rolls multiple agreements into one repayment picture.
Start a borrower request →
Journey
For lenders
  1. 1
    Reserve investor space
    Tell us what you want to lend and what types of borrowers interest you.
  2. 2
    Set your preferences
    Choose risk, amount, terms, categories and secured/unsecured.
  3. 3
    Browse borrower requests
    Search real requests by purpose, amount, term, verification and risk.
  4. 4
    Register interest before launch
    Save requests and prepare non-binding offers before 1 July.
  5. 5
    Make a funding offer
    Choose your amount, required return and partial/full release rules.
  6. 6
    Create a direct agreement
    Each accepted offer becomes a separate agreement with that borrower.
  7. 7
    Track repayments
    See repayment schedules, performance and borrower updates.
  8. 8
    Choose your recovery path
    If default occurs, you choose whether to enforce your agreement.
Reserve investor space →
Direct agreements
Every accepted offer is its own agreement between a single lender and the borrower.
Partial funding
Borrowers say if partial release is OK; lenders say if they require the full target. Both sides must agree.
Investor match
We show borrowers how many lenders are currently open to requests like theirs, live as they build.
Incentives / perks
Borrowers can optionally offer a thank-you perk. Perks are not financial returns and don't affect risk.
Address privacy
Borrower addresses are never public. Only disclosed under a formal default-stage process for lawful recovery.
Launch timeline
Requests, interest and pitches open now. Active lending opens 1 July 2026.
Launch timeline

From pre-launch to live lending

  1. Stage 1
    Now

    Borrower requests and investor reservations open. Real approved requests appear above demo examples.

  2. Stage 2
    Before 1 July 2026

    Requests reviewed. Investor interest collected. Non-binding offers prepared.

  3. Stage 3
    1 July 2026

    Active lending opens. Pre-launch offers can be confirmed.

  4. Stage 4
    After launch

    Funding offers, agreements and repayments begin.

Start a borrower request

Free listing. Save your progress.

Start my free listing →
Reserve investor space

Browse requests and prepare non-binding offers.

Reserve investor space →