A better way to borrow.A more personal way to lend.
Borrowers tell their story and set what they can afford. Lenders browse real requests, choose their risk and decide who they want to back.
Post your loan request for free. Real people read your story and choose to back you. No credit card. No hard credit search. No obligation.
“I’m a single mum of two. I work full-time and can comfortably afford £86/m over 6 months.”
Active loans start on 1 July 2026. Reserve early — borrower and investor spaces are capped during launch.
Real borrower requests
Browse borrower requests now. Active lending opens on 1 July 2026. Real approved requests appear above demo examples.
£6,500 for my mobile dog-grooming van
£18,000 towards a loft conversion
£1,200 to replace our family washing machine
£18,800 towards our home extension
£18,800 towards our home extension
£10,800 for a new kitchen
Funding for real life
Why borrowers use Lend To Me
- 1Post your loan request for freeEmail, amount, purpose. Saved as you go. No credit card needed.
- 2Tell your storyWhy you need it. How you’ll repay. Add a video if you like.
- 3Set your termsChoose the max rate you’d accept. Allow partial funding for flexibility.
- 4Get funded by real peopleEach accepted offer becomes its own direct agreement.
Why lenders use Lend To Me
- 1Lend to people, not paperworkReal stories. Real reasons. Real verification.
- 2Choose your risk and returnFilter by amount, term, purpose, risk band and verification.
- 3Choose who you backDirect agreement with each borrower you fund.
- 4Get repaid monthlyYou decide how to act on late payments and defaults.
How direct agreements work.
Each accepted funding offer becomes its own loan agreement between you and that lender — not a pool. Transparent, traceable, and yours.
Verification you can see.
Every borrower goes through identity and address verification, a soft credit footprint and an affordability assessment before they go live. Lenders see all of it.
- ✓ ID verified
- ✓ Address verified
- ✓ Soft search complete
- ✓ Affordability checked
- ✓ Documents uploaded
- ✓ Video added
- ✓ Homeowner
- ✓ Secured (placeholder)
Lend To Me is not a savings product. Returns are not guaranteed. Borrowers may miss payments or default. You choose whether to enforce your own agreement. We provide the platform, servicing and a controlled default-stage disclosure process for lawful recovery.
Draft wording — subject to legal review.
Common questions
All FAQs →A better way to borrow.A more personal way to lend.
Active loans start on 1 July 2026. Borrower and investor spaces are limited.