Risk NewFunding in progressemergenciesemergency helphelp firstcar broken down0 percent possibleworking family

£350 emergency tyre and brake repair to get to work

From Mike J. · First-time borrower

📷 Borrower photo

The story

My car failed its MOT on tyres and brake pads. I drive 45 minutes to a warehouse job each morning — no buses run that early. I have a mechanic's quote and can repay £60/m. Any help — even at 0% — would mean I keep my job this month.

What the money is for

Car off road, can't reach work

How they plan to repay

Repaid from monthly wages by standing order.

Amount requested

£350

Amount funded

£63

Investors interested

Term

6 months

Max rate accepted

3.9%

Monthly repayment

£59

Help-first requestEmergency0% possibleEvidence available

This borrower is open to 0% or low-return support from lenders who want to help. Funding is not guaranteed. Lenders choose their own terms.

Accepted return range: 0% – 3.9%.

Supporting documents

📄

Quote / proof of cost uploaded

Reviewed by platform · not shown publicly

📄

Supporting documents uploaded

Reviewed by platform · not shown publicly

Private document files are never shown publicly. Only labels and review status are visible here.

Why this may match investors

Matches are based on investor preferences and request details. They do not guarantee funding.

Investor match · live preview

Low

2 investors match this request

Of 50 preference profiles currently registered.

Return-focused

Community / values-aligned

Secured / low-risk

Higher-risk / emergency

Top reasons for match

· Other is a popular category with current investors

Improve your match

· Strong match: your inputs fit the most common investor preferences.

Indicative match from registered investor preferences. Active lending opens on 1 July 2026.

Borrower-selected alignment

Emergency helpHelp-firstCar broken down0% possibleWorking family

Term

6 months

Funding rule

Partial OK

Content & document signals

· Photo uploaded
· No video yet
· Quote / proof of cost uploaded
· Supporting documents uploaded

Matches are based on investor preferences and request details. They do not guarantee funding.

Verification & risk

ID verifiedAddress verifiedSoft searchAffordabilityDocuments

Completed loans

Missed payments

Risk band

New

Funding rules

· Partial funding allowed
· Funds may release as offers are accepted
· Instant partial release: yes
· Each accepted offer creates its own direct agreement between you and the borrower.

Agreement model

Each accepted funding offer becomes its own standard loan agreement between Mike J. and the lender, governed by England & Wales.

Address privacy: the borrower's address is never shown publicly. It is only released to an affected lender under a formal default-stage disclosure process for lawful recovery.

Draft wording — subject to legal review.