Risk BFunding in progressbusiness/equipmentBusiness★ Perk offeredtradespersonsmall businessfounder

£4,500 for plumbing tools and machinery

From Tomasz K. · First-time borrower

The story

Qualified 18 months ago. I have contracts for the next 4 months. I need a proper van toolkit, pipe-freezer and inspection camera. Invoices for committed work attached.

What the money is for

Newly qualified plumber, contracts lined up

How they plan to repay

Monthly repayment of £218 over 24 months. Affordability assessed at listing.

Amount requested

£4,500

Amount funded

£810

Investors interested

Term

24 months

Max rate accepted

14.9%

Monthly repayment

£218

★ Borrower incentiveOptional · not a financial return

10% discount on labour

Local lenders get 10% off any plumbing labour during the loan term.

Type

Discount

Duration

Loan term

Applies to

All lenders

Min amount

—

Perks are a thank-you from the borrower. They do not replace repayment, are not guaranteed and do not affect risk scoring or verification.

Supporting documents

📄

Quote / proof of cost uploaded

Reviewed by platform · not shown publicly

📄

Supporting documents uploaded

Reviewed by platform · not shown publicly

Private document files are never shown publicly. Only labels and review status are visible here.

Why this may match investors

Matches are based on investor preferences and request details. They do not guarantee funding.

Investor match · live preview

Strong

24 investors match this request

Of 50 preference profiles currently registered.

Return-focused

Community / values-aligned

Secured / low-risk

Higher-risk / emergency

Top reasons for match

· Business / equipment is a popular category with current investors

Improve your match

· Strong match: your inputs fit the most common investor preferences.

Indicative match from registered investor preferences. Active lending opens on 1 July 2026.

Borrower-selected alignment

TradespersonSmall businessFounder / entrepreneur

Term

24 months

Funding rule

Partial OK

Content & document signals

· No photo yet
· Video story added
· Quote / proof of cost uploaded
· Supporting documents uploaded

Matches are based on investor preferences and request details. They do not guarantee funding.

Verification & risk

ID verifiedAddress verifiedSoft searchAffordabilityDocumentsVideo

Completed loans

Missed payments

Risk band

Funding rules

· Partial funding allowed
· Funds may release as offers are accepted
· Instant partial release: yes
· Each accepted offer creates its own direct agreement between you and the borrower.

Agreement model

Each accepted funding offer becomes its own standard loan agreement between Tomasz K. and the lender, governed by England & Wales.

Address privacy: the borrower's address is never shown publicly. It is only released to an affected lender under a formal default-stage disclosure process for lawful recovery.

Draft wording — subject to legal review.