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Risk AFunding in progresssecured homeownerhomeowner property backedfamily householdstrong documentationsecured loan

£25,000 towards our home extension

JP
From James & Priya · First-time borrower
£25,000 towards our home extension

The story

Married last year, expecting our first child. Planning approved, £40k of our own savings in. £25k bridges the build without remortgaging. Secured against the property.

What the money is for

Newlyweds, growing family, kitchen-diner extension

How they plan to repay

Joint income comfortably covers monthly repayment 2.5x.

Amount requested
£25,000
Amount funded
£4,500
Investors interested
9
Term
60 months
Max rate accepted
8.9%
Monthly repayment
£518

Supporting documents

📄
Quote / proof of cost uploaded
Reviewed by platform · not shown publicly
📄
Supporting documents uploaded
Reviewed by platform · not shown publicly
📄
Homeowner confirmation
Reviewed by platform

Private document files are never shown publicly. Only labels and review status are visible here.

Why this may match investors

Matches are based on investor preferences and request details. They do not guarantee funding.

Investor match · live preview
Low
2 investors match this request

Of 50 preference profiles currently registered.

Return-focused
1
Community / values-aligned
1
Secured / low-risk
1
Higher-risk / emergency
0
Top reasons for match
  • · Other is a popular category with current investors
  • · Homeowner / security-backed requests attract risk-conscious lenders
Improve your match
  • · Allowing partial funding may increase your investor match count.

Indicative match from registered investor preferences. Active lending opens on 1 July 2026.

Borrower-selected alignment
Homeowner / property-backedFamily / householdStrong documentationSecured against property
Term
60 months
Funding rule
Full only
Content & document signals
  • · No photo yet
  • · Video story added
  • · Quote / proof of cost uploaded
  • · Supporting documents uploaded

Matches are based on investor preferences and request details. They do not guarantee funding.

Verification & risk

ID verifiedAddress verifiedSoft searchAffordabilityDocumentsVideoHomeownerSecured (placeholder)
Completed loans
0
Missed payments
0
Risk band
A

Funding rules

  • · Partial funding not allowed
  • · Borrower requires the full target before release
  • · Instant partial release: no
  • · Each accepted offer creates its own direct agreement between you and the borrower.

Agreement model

Each accepted funding offer becomes its own standard loan agreement between James & Priya and the lender, governed by England & Wales.

Address privacy: the borrower's address is never shown publicly. It is only released to an affected lender under a formal default-stage disclosure process for lawful recovery.

Draft wording — subject to legal review.

Offers (2)

LenderAmountRateStatus
Northstar Cap.£10,0007.9%Accepted
Marie L.£5,0008.4%Accepted

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