Risk ALivehome improvementReal request

£18,000 towards a loft conversion

From James & Priya · First-time borrower

📷 Borrower photo

The story

We're expecting our second child in April and need an extra bedroom. We own the house and have planning approved. Builder quote attached. £18k bridges the build without remortgaging.

What the money is for

Homeowners, planning approved, adding a bedroom

How they plan to repay

Joint income comfortably covers £350/m. Secured against the property if required.

Amount requested

£18,000

Amount funded

£0

Investors interested

Term

60 months

Max rate accepted

8.5%

Monthly repayment

£361

Supporting documents

📄

Quote / proof of cost uploaded

Reviewed by platform · not shown publicly

📄

Supporting documents uploaded

Reviewed by platform · not shown publicly

📄

Homeowner confirmation

Reviewed by platform

Private document files are never shown publicly. Only labels and review status are visible here.

Why this may match investors

Matches are based on investor preferences and request details. They do not guarantee funding.

Investor match · live preview

Medium

10 investors match this request

Of 50 preference profiles currently registered.

Return-focused

Community / values-aligned

Secured / low-risk

Higher-risk / emergency

Top reasons for match

· Home improvement is a popular category with current investors
· Homeowner / security-backed requests attract risk-conscious lenders

Improve your match

· Allowing partial funding may increase your investor match count.
· Add optional alignment tags so values-aligned lenders can find your request.

Indicative match from registered investor preferences. Active lending opens on 1 July 2026.

Term

60 months

Funding rule

Full only

Content & document signals

· Photo uploaded
· Video story added
· Quote / proof of cost uploaded
· Supporting documents uploaded

Matches are based on investor preferences and request details. They do not guarantee funding.

Verification & risk

ID verifiedAddress verifiedSoft searchAffordabilityDocumentsVideoHomeownerSecured (placeholder)

Completed loans

Missed payments

Risk band

Funding rules

· Partial funding not allowed
· Borrower requires the full target before release
· Instant partial release: no
· Each accepted offer creates its own direct agreement between you and the borrower.

Agreement model

Each accepted funding offer becomes its own standard loan agreement between James & Priya and the lender, governed by England & Wales.

Address privacy: the borrower's address is never shown publicly. It is only released to an affected lender under a formal default-stage disclosure process for lawful recovery.

Draft wording — subject to legal review.