Risk ALivehome improvementReal request

£18,000 towards a loft conversion

From James & Priya · First-time borrower

📷 Borrower photo

The story

We're expecting our second child in April and need an extra bedroom. We own the house and have planning approved. Builder quote attached. £18k bridges the build without remortgaging.

What the money is for

Homeowners, planning approved, adding a bedroom

How they plan to repay

Joint income comfortably covers £350/m. Secured against the property if required.

Amount requested

£18,000

Amount funded

£0

Investors interested

Term

60 months

Max rate accepted

8.5%

Monthly repayment

£361

Supporting documents

📄

Quote / proof of cost

Reviewed by platform · not shown publicly

📄

Affordability documents

Reviewed by platform · not shown publicly

📄

Homeowner confirmation

Reviewed by platform · placeholder

Verification & risk

ID verifiedAddress verifiedSoft searchAffordabilityDocumentsVideoHomeownerSecured (placeholder)

Completed loans

Missed payments

Risk band

Funding rules

· Partial funding not allowed
· Borrower requires the full target before release
· Instant partial release: no
· Each accepted offer creates its own direct agreement between you and the borrower.

Agreement model

Each accepted funding offer becomes its own standard loan agreement between James & Priya and the lender, governed by England & Wales.

Address privacy: the borrower's address is never shown publicly. It is only released to an affected lender under a formal default-stage disclosure process for lawful recovery.

Draft wording — subject to legal review.