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Risk BFunding in progresshome improvementhomeowner property backed

£4,200 for damp repair and replastering

PL
From Patrick L. · First-time borrower
£4,200 for damp repair and replastering

The story

Survey identified rising damp in the front room. Specialist quote attached. £4,200 covers treatment and replastering.

What the money is for

Rising damp diagnosed by surveyor

How they plan to repay

Monthly repayment of £199 over 24 months. Affordability assessed at listing.

Amount requested
£4,200
Amount funded
£756
Investors interested
9
Term
24 months
Max rate accepted
12.9%
Monthly repayment
£199

Supporting documents

📄
Quote / proof of cost uploaded
Reviewed by platform · not shown publicly
📄
Supporting documents uploaded
Reviewed by platform · not shown publicly
📄
Homeowner confirmation
Reviewed by platform

Private document files are never shown publicly. Only labels and review status are visible here.

Why this may match investors

Matches are based on investor preferences and request details. They do not guarantee funding.

Investor match · live preview
Medium
13 investors match this request

Of 50 preference profiles currently registered.

Return-focused
3
Community / values-aligned
2
Secured / low-risk
7
Higher-risk / emergency
1
Top reasons for match
  • · Home improvement is a popular category with current investors
  • · Homeowner / security-backed requests attract risk-conscious lenders
Improve your match
  • · Strong match: your inputs fit the most common investor preferences.

Indicative match from registered investor preferences. Active lending opens on 1 July 2026.

Borrower-selected alignment
Homeowner / property-backed
Term
24 months
Funding rule
Partial OK
Content & document signals
  • · No photo yet
  • · No video yet
  • · Quote / proof of cost uploaded
  • · Supporting documents uploaded

Matches are based on investor preferences and request details. They do not guarantee funding.

Verification & risk

ID verifiedAddress verifiedSoft searchAffordabilityDocumentsHomeowner
Completed loans
0
Missed payments
0
Risk band
B

Funding rules

  • · Partial funding allowed
  • · Funds may release as offers are accepted
  • · Instant partial release: yes
  • · Each accepted offer creates its own direct agreement between you and the borrower.

Agreement model

Each accepted funding offer becomes its own standard loan agreement between Patrick L. and the lender, governed by England & Wales.

Address privacy: the borrower's address is never shown publicly. It is only released to an affected lender under a formal default-stage disclosure process for lawful recovery.

Draft wording — subject to legal review.

Offers (0)

LenderAmountRateStatus
No offers yet — 9 investors interested. Active lending opens on 1 July 2026.

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