Risk CFully fundedhome improvement

£10,800 for a small loft conversion

From Emma & Liam · 1 loans repaid

📷 Borrower photo

The story

Our kitchen is original from when the house was built in 1986. Cupboards falling off, oven broken. I've had quotes around £14k — I'm putting £2k in and need £12k to do it properly. I've borrowed and repaid once on a similar platform with no issues.

What the money is for

Homeowner, replacing 1980s kitchen — Nottingham

How they plan to repay

Monthly repayment of £378 over 36 months. Affordability assessed at listing.

Amount requested

£10,800

Amount funded

£2,808

Investors interested

Term

36 months

Max rate accepted

9.5%

Monthly repayment

£378

Supporting documents

📄

Quote / proof of cost

Reviewed by platform · not shown publicly

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Affordability documents

Reviewed by platform · not shown publicly

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Homeowner confirmation

Reviewed by platform · placeholder

Verification & risk

ID verifiedAddress verifiedSoft searchAffordabilityDocumentsHomeownerSecured (placeholder)

Completed loans

Missed payments

Risk band

Funding rules

· Partial funding allowed
· Funds may release as offers are accepted
· Instant partial release: yes
· Each accepted offer creates its own direct agreement between you and the borrower.

Agreement model

Each accepted funding offer becomes its own standard loan agreement between Emma & Liam and the lender, governed by England & Wales.

Address privacy: the borrower's address is never shown publicly. It is only released to an affected lender under a formal default-stage disclosure process for lawful recovery.

Draft wording — subject to legal review.