Risk BLivehousehold/familyReal request★ Perk offered

£1,200 to replace our family washing machine

From Rachel D. · First-time borrower

📷 Borrower photo

The story

Our washing machine packed in last weekend. I work part-time as a teaching assistant and my partner is self-employed. We can comfortably afford £55/m over 24 months but a £1,200 store-card at 39% APR is out of the question.

What the money is for

Two kids, washer died, can't afford lump sum

How they plan to repay

Standing order on the 28th of each month. Income is steady and we've never missed a bill.

Amount requested

£1,200

Amount funded

£0

Investors interested

Term

24 months

Max rate accepted

11.9%

Monthly repayment

£56

★ Borrower incentiveOptional · not a financial return

Family thank-you card

A handwritten thank-you card from the family to every lender.

Type

Community/customer perk

Duration

One-off

Applies to

All lenders

Min amount

—

Perks are a thank-you from the borrower. They do not replace repayment, are not guaranteed and do not affect risk scoring or verification.

Supporting documents

📄

Quote / proof of cost uploaded

Reviewed by platform · not shown publicly

📄

Supporting documents uploaded

Reviewed by platform · not shown publicly

Private document files are never shown publicly. Only labels and review status are visible here.

Why this may match investors

Matches are based on investor preferences and request details. They do not guarantee funding.

Investor match · live preview

Low

2 investors match this request

Of 50 preference profiles currently registered.

Return-focused

Community / values-aligned

Secured / low-risk

Higher-risk / emergency

Top reasons for match

· Household & family is a popular category with current investors

Improve your match

· Strong match: your inputs fit the most common investor preferences.
· Add optional alignment tags so values-aligned lenders can find your request.

Indicative match from registered investor preferences. Active lending opens on 1 July 2026.

Term

24 months

Funding rule

Partial OK

Content & document signals

· Photo uploaded
· No video yet
· Quote / proof of cost uploaded
· Supporting documents uploaded

Matches are based on investor preferences and request details. They do not guarantee funding.

Verification & risk

ID verifiedAddress verifiedSoft searchAffordabilityDocuments

Completed loans

Missed payments

Risk band

Funding rules

· Partial funding allowed
· Funds may release as offers are accepted
· Instant partial release: yes
· Each accepted offer creates its own direct agreement between you and the borrower.

Agreement model

Each accepted funding offer becomes its own standard loan agreement between Rachel D. and the lender, governed by England & Wales.

Address privacy: the borrower's address is never shown publicly. It is only released to an affected lender under a formal default-stage disclosure process for lawful recovery.

Draft wording — subject to legal review.