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Risk BPartially fundedhome improvement

£18,800 to retile our bathroom

SD
From Sofia D. · 1 loans repaid
£18,800 to retile our bathroom

The story

We got married last year and we're expecting our first child in spring. We own our home (3 years in) and want to extend the kitchen into a proper family space. We have planning approved and £40k of our own savings already in. We'd like £25k to bridge the build without remortgaging. We can secure this against the property.

What the money is for

Newlyweds, growing family, adding a kitchen-diner — London

How they plan to repay

Monthly repayment of £498 over 60 months. Affordability assessed at listing.

Amount requested
£18,800
Amount funded
£16,544
Investors interested
22
Term
60 months
Max rate accepted
8.9%
Monthly repayment
£498

Supporting documents

📄
Quote / proof of cost
Reviewed by platform · not shown publicly
📄
Affordability documents
Reviewed by platform · not shown publicly
📄
Homeowner confirmation
Reviewed by platform · placeholder

Verification & risk

ID verifiedAddress verifiedSoft searchAffordabilityDocumentsVideoHomeownerSecured (placeholder)
Completed loans
1
Missed payments
0
Risk band
B

Funding rules

  • · Partial funding not allowed
  • · Borrower requires the full target before release
  • · Instant partial release: no
  • · Each accepted offer creates its own direct agreement between you and the borrower.

Agreement model

Each accepted funding offer becomes its own standard loan agreement between Sofia D. and the lender, governed by England & Wales.

Address privacy: the borrower's address is never shown publicly. It is only released to an affected lender under a formal default-stage disclosure process for lawful recovery.

Draft wording — subject to legal review.

Offers (0)

LenderAmountRateStatus
No offers yet — 22 investors interested. Active lending opens on 1 July 2026.

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