Risk AFully fundedhome improvement

£10,800 to finish our kitchen extension

From Nadia R. · 1 loans repaid

📷 Borrower photo

The story

Our kitchen is original from when the house was built in 1986. Cupboards falling off, oven broken. I've had quotes around £14k — I'm putting £2k in and need £12k to do it properly. I've borrowed and repaid once on a similar platform with no issues.

What the money is for

Homeowner, replacing 1980s kitchen — Cardiff

How they plan to repay

Monthly repayment of £378 over 36 months. Affordability assessed at listing.

Amount requested

£10,800

Amount funded

£9,180

Investors interested

Term

36 months

Max rate accepted

9.5%

Monthly repayment

£378

Supporting documents

📄

Quote / proof of cost

Reviewed by platform · not shown publicly

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Affordability documents

Reviewed by platform · not shown publicly

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Homeowner confirmation

Reviewed by platform · placeholder

Verification & risk

ID verifiedAddress verifiedSoft searchAffordabilityDocumentsHomeownerSecured (placeholder)

Completed loans

Missed payments

Risk band

Funding rules

· Partial funding allowed
· Funds may release as offers are accepted
· Instant partial release: yes
· Each accepted offer creates its own direct agreement between you and the borrower.

Agreement model

Each accepted funding offer becomes its own standard loan agreement between Nadia R. and the lender, governed by England & Wales.

Address privacy: the borrower's address is never shown publicly. It is only released to an affected lender under a formal default-stage disclosure process for lawful recovery.

Draft wording — subject to legal review.